Midland Credit Management is one of the largest debt buyers in the country. If they have sued you in New York, you have rights — and you can fight back. File your free written answer before the deadline.
Midland Credit Management (MCM), a subsidiary of Encore Capital Group, is one of the largest debt collection companies in the United States. They purchase old debts from credit card companies, banks, and other lenders for pennies on the dollar, then sue consumers in an attempt to collect the full amount.
Do not ignore the lawsuit. File your written answer before the deadline. Many Midland Credit cases are dismissed or settled for significantly less once the defendant responds — because Midland often cannot produce adequate documentation to prove the debt in court.
Enter your name, the plaintiff's name, county, and index number from your summons. The form updates in real time.
Check the defenses that apply to your case — identity theft, paid debt, statute of limitations, wrong amount, and more.
Download your completed answer, sign it, make copies, serve the plaintiff's attorney, and file with the court clerk.
Don't let them get a default judgment. Build and download your completed written answer in minutes — at no cost.
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